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At Markosian Auto we simply arrange the absolute best financing your credit qualifies for. We have teamed up with Utah’s top lenders to offer you the best interest rates out there. If we can’t arrange a great loan for you we will finance you ourselves.
If you’re credit score is a 680 or above you have a lot of great financing options at banks or credit unions. Interest rates are super low starting at 1.9% but you can definitely expect a rate under 4.99%. We deal with most of Utah’s credit unions directly but primarily America First Credit Union.
There are several great lenders available to approve you if your score is in this range. The rates typically range from 10.99% to 20.99%. We will typically arrange your loan through Wells Fargo, Capital One or America First Credit Union if you’re score is in this category.
Although we do have lenders that will approve you if your score is below a 550, we feel the interest rates and fees they charge are so high, often times over 24.99%, that we believe you’re better off financing through us. About half the customers we sell cars to choose this option. There are huge benefits to our in house program.
Please keep in mind that these are approximations. There are several other factors banks consider when granting your loan. This just gives you a good idea.
— Nick Markosian