ACCEPTANCE OF TERMS & CONDITIONS

The terms and conditions in this Website Agreement govern your use of this website. By using this
website, you agree that you have read, understand, accept, and are bound by all of the terms and
conditions in this Website Agreement, and you agree not to use this website in contravention of
these terms and conditions. Access to the website is provided for information and personal, non-
commercial use only. Markosian Auto reserves the right to amend any part of this website at any
time without notice and without incurring any obligation unless prohibited by applicable law.
Markosian Auto will provide to you all notices as required by law in the event of such change. We
encourage you to periodically review this Terms of Use and Website Agreement for amendments.

MINORS

In compliance with the Children’s Online Privacy Protection Act, Markosian Auto does not knowingly
or intentionally solicit or collect information from minors, and our marketing is not directed at minors.
If we determine that a user is under eighteen (18) years of age and has submitted information by
way of our website, we will immediately delete such information.

MARKOSIAN AUTO AFFILIATES

The Markosian Auto family is made up of several companies, or “affiliates.” As of the date of this
Notice, these companies include APG Financial. When we use the term Markosian Auto, us, or we in
this Website Agreement, it refers to Markosian Auto and any or all of our affiliates.

ACCURACY OF WEBSITE INFORMATION

Markosian Auto created this website to provide you with information about how our program works
and allow you to browse inventory at site specific locations. However, some inaccuracies may
occasionally be present. In addition, photographs of vehicles found on the Markosian Auto website
are photographs of the actual vehicles, but their color and general appearance may look different on
your mobile device or computer because of screen settings. For this reason, please contact the store
location where a vehicle is located to confirm the accuracy of the contents of our website before you
visit that store location. Further, Markosian Auto reserves the right to change product pricing and
specifications, as well as the terms of our guarantees and warranties without notice. In addition, you
understand and agree that the information provided on this website is advertising only and in no way
constitutes an offer for the sale of goods or to provide a service. To this end, and to the extent
permitted by applicable law, Markosian Auto will not be responsible for errors found on this website,

including but not limited to, pricing errors or an incorrect statement of accessories on a particular
vehicle.

OWNERSHIP & PROPRIETARY RIGHTS

All information contained in this website, unless otherwise stated, is owned solely and exclusively by
Markosian Auto. You acknowledge and agree that all contents and materials available on this
website are protected by copyrights, trademarks, service marks, patents, trade secrets, and/or other
proprietary or intellectual property rights and laws. By permitting you to access and use this website,
Markosian Auto has not granted you a license of any kind to use this information for any purpose
(including, but not limited to, commercial purposes) without the express written consent of Markosian
Auto. You may not otherwise amend, copy, create derivative works from, reverse engineer, display,
distribute, edit, license, modify, reproduce, rent, sell, and/or transmit any part of this website. You
may not use any meta tags or any other “hidden text” utilizing Markosian Auto’s name or trademarks
without the express written consent of Markosian Auto. In addition, deep linking, direct linking,
framing, page-jacking, spoofing, hacking, data-mining and using a robot, spider, or automated
device of any kind to monitor or copy our website is strictly prohibited. You shall not upload to,
distribute, or otherwise publish through this website any content, information, or other material that
(a) violates or infringes the copyrights, patents, trademarks, service marks, trade secrets, or other
proprietary rights of any person or entity; (b) is libelous, threatening, defamatory, obscene, indecent,
pornographic, or could give rise to any civil or criminal liability under U.S. or international law; or (c)
includes any bugs, viruses, worms, trap doors, Trojan horses or other harmful code or properties.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of Markosian Auto’s website, you warrant to use that you will not use the
Website for any purpose that is unlawful or prohibited by these terms, conditions or notices. You
may not use our Website in any manner that could damage, disable, overburden, or impair the
Website or interfere with any other party’s use or enjoyment of the Website, including in a manner
that is described in the Ownership and Proprietary Rights section.

WARRANTY DISCLAIMER

MARKOSIAN AUTO MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE
INFORMATION AND RELATED GRAPHICS CONTAINED IN THIS WEBSITE FOR ANY PURPOSE
WHATSOEVER. ALL INFORMATION PROVIDED ON OUR WEBSITE IS PROVIDED “AS IS,”
WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR
IMPLIED. MARKOSIAN AUTO DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED,
INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT AND ANY WARRANTIES ARISING
FROM COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE IN TRADE.
MARKOSIAN AUTO SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, CONSEQUENTIAL,
INCIDENTAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS
OR REVENUES, COSTS OF REPLACEMENT OF GOODS, LOSS OR DAMAGE TO DATA
ARISING OUT OF THE USE OR INABILITY TO USE THE MARKOSIAN AUTO WEBSITE, OR FOR

DAMAGE RESULTING FROM THE USE OF OR RELIANCE ON THE INFORMATION CONTAINED
HEREIN. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED
WARRANTY LASTS OR EXCLUSION OR LIMITATIONS ON RELIEF SUCH AS INCIDENTAL OR
CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

USAGE AND OWNERSHIP OF CUSTOMER INFORMATION

All information submitted to Markosian Auto through our website becomes and remains the property
of Markosian Auto. Consequently, we may use any information you submit for any purpose we deem
appropriate in accordance with this Terms of Use and our Privacy Policy. We maintain strict
physical, electronic and administrative safeguards to protect your personal information from
unauthorized or inappropriate access. We restrict access to information about you to those
Markosian Auto employees and third-party affiliates who need to know the information to respond to
your request or inquiry.

LINKS TO THIRD PARTY WEBSITES

While using this website, you may choose to link to third-party websites that are not affiliated with
Markosian Auto. Markosian Auto is not responsible for the content of these third-party websites, or
any subsequent links, and has no control over the contents found there. For this reason, we do not
represent or warrant that the contents of any third-party website are accurate or compliant with state
or federal law, or compliant with copyright or other intellectual property laws. All opinions expressed
on third-party websites are not necessarily those of Markosian Auto, and Markosian Auto does not
endorse the contents of these third-party websites in any way. Also, Markosian Auto is not
responsible for webcasting or any other form of transmission received from any linked website. Any
reliance on the contents of a third-party website is done at your own risk, and you assume all
responsibilities and consequences resulting from such reliance. This may include, but is not limited
to, damages that are direct, indirect, special, or consequential. Markosian Auto is providing these
links to you as a convenience only, and the inclusion of any link does not imply endorsement of the
site, its contents, and/or any products or services offered by the owner(s) of the site.

MOBILE ACCESS

The website may include access and services available from a mobile device, including the ability to
access the website from your mobile device; the ability to upload to the website from a mobile
device; and the ability to receive and reply to messages, and send content and messages using chat
software and text messaging. Markosian Auto does not charge a fee for these mobile services. Your
mobile device carrier’s normal messaging, data, and other rates and fees still apply. You should
contact your carrier for information on mobile usage rates and fees. By using Markosian Auto’s
mobile services, you agree that Markosian Auto can communicate with you by SMS, MMS, text
messages and/or other electronic means to your mobile device and that certain information about
your usage of Markosian Auto’s mobile services may be communicated to Markosian Auto.

INTERNATIONAL ACCESS

This website may be accessed from countries other than the United States and may contain
products and services or references to products and services, which are not available outside of the
United States. Any such references do not imply that such products will be made available outside
the United States. If you access and use this Site outside the United States you are responsible for
complying with your local laws and regulations.

LEGAL DISPUTES AND CHOICE OF LAW

If there is a legal dispute of any kind about or arising out of the use of this website, the laws of the
State of Utah will govern such dispute without regard to its conflict of laws rules. You agree that if
any part of these terms and conditions is found to be unenforceable, the remainder of these terms
and conditions will remain in full force and effect. By using this website, you expressly agree and
submit to personal jurisdiction and exclusive venue in the state and federal courts located in the
State of Utah, County of Salt Lake.

VIOLATIONS OF WEBSITE AGREEMENT

In the event you violate or attempt to violate any part of this Website Agreement, Markosian Auto
reserves the right to terminate your access to this website immediately, at our sole discretion, with or
without notice of any kind. We also reserve the right to involve and cooperate with law enforcement
agencies, and to pursue a civil lawsuit or criminal prosecution for any and all alleged or actual illegal
activities involving this website.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Markosian Auto from and against any and all
claims, proceedings, damages, injuries, losses, costs, and expenses (including reasonable
attorneys’ fees), relating to your use of this website that leads to any claim against us by a third-
party, regardless of the nature of the cause of action or claim.

SEVERABILITY AND INTEGRATION

In the event any part of this Website Agreement is found to be unenforceable, the remainder shall
continue in full force and effect. You understand and agree that this Website Agreement represents
the entire agreement governing your use of this website.

RESERVATION OF RIGHTS

Any and all rights not expressly granted to you in this Terms of Use and this Website Agreement are
hereby reserved by Markosian Auto.

QUESTIONS

If you have any questions about these Terms of Use, please contact Compliance Officer, Veronica
Bojorquez (veronica@markosianauto.com). Please include enough information so that we are able
to help you, such as your name, phone number or email address, and the specific website, mobile
site, application, and/or other service you are contacting us about. Last updated September 9th, 2022.